Financing

Choose how you pay at your own pace

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time - and never pay a penny more than you agree to on day one.

Buying with Affirm is simple

Fill Your Cart

Select Affirm at checkout, then enter a few pieces of info for a
real-time decision.

Choose How You Pay

Pick the monthly payment plan you like best. You’ll never pay more
than you agree to up front.

Pay Over Time

Make payments at affirm.com or in the Affirm app. You’ll get email and
text reminders.

Just Selectblack and white affirm logoat checkout

Buy with
confidence

With Affirm, you always know exactly what
you'll owe and when you'll be done paying.

Transparent

Affirm tells you up front the total amount you’ll
pay. That number will never go up.

Flexible

You choose the payment schedule that
works for you.

Fair

Affirm won’t charge you late fees or
penalties of any kind, ever.

Rates from 0% APR or 10-36% APR. For example, a $900 purchase might cost $56.14/mo over 18 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. Paid interest is non-refundable.

FAQ

Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for IOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes - you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit?

No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.

 

Do I need a mobile number to use Affirm?

Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm erify it's really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com